Question: Prime Minister Narendra Modi launched Ayushman Bharat PM-JAY SEHAT to extend health insurance coverage to all the residents of which State/Union Territory?
(a) Himachal Pradesh
(b) Uttarakhand
(c) Ladakh
(d) Jammu & Kashmir
Answer: (d)
Related facts:
- On 26 January 2020, Prime Minister Narendra Modi launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) Social Endeavour for Health and Telemedicine (SEHAT) scheme via video-conferencing to extend coverage to all the residents of the Union Territory of Jammu & Kashmir.
- The Scheme provides free of cost insurance cover. It provides financial cover upto Rs. 5 lakh per family on a floater basis to all residents of the UT of J&K.
- Floater basis, means that every member of the family is insured under one plan.The family can avail the medical benefits of up to Rs 5 lakh.
- The scheme would work in convergence with Pradhan Mantri Jan Arogya Yojana (PMJAY).
- At present about 6 lakh families of the state are getting the benefit of Ayushman Bharat Scheme. All 21 lakh families will get the same benefit after the SEHAT scheme.
Ayushman Bharat Yojana:
- Ayushman Bharat, a flagship scheme of Government of India, was launched on 23rd September 2018 as per recommendations of the National Health Policy 2017, to achieve the vision of Universal Health Coverage (UHC).
- Universal Health Coverage (UHC) includes the full spectrum of essential, quality health services, from health promotion to prevention, treatment, rehabilitation, and palliative care and enables everyone to access the services, protecting people from the financial consequences of paying for health services out of their own pockets and reducing the risk that people will be pushed to poverty.
- The Ayushman Bharat program, with its two pillars – Health and Wellness Centres and Pradhan Mantri Jan Arogya Yojna – is envisaged to achieve UHC.
- Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) provides a defined benefit cover of Rs. 5 lakh per family per year. This cover will take care of almost all secondary care and most of tertiary care procedures.
By-Amar Mani Upadhyay
Links:
https://pib.gov.in/PressReleaseIframePage.aspx?PRID=1683373#:~:text=PM%20to%20launch%20Ayushman%20Bharat,of%20J%26K%20on%2026%20December&text=Prime%20Minister%20Shri%20Narendra%20Modi,12%20noon%20via%20video%20conferencing.
https://pib.gov.in/Pressreleaseshare.aspx?PRID=1683782
https://pmjay.gov.in/media/arogya-manthan#:~:text=Ayushman%20Bharat%20PM%2DJAY%20was,thousands%20of%20beneficiaries%20every%20day.