{"id":96581,"date":"2020-06-21T08:05:46","date_gmt":"2020-06-21T08:05:46","guid":{"rendered":"https:\/\/www.edristi.in\/?p=96581"},"modified":"2020-06-21T08:05:48","modified_gmt":"2020-06-21T08:05:48","slug":"pm-svanidhi-yojana","status":"publish","type":"post","link":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/pm-svanidhi-yojana\/","title":{"rendered":"PM-svaNidhi yojana"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Question : PM-svaNidhi yojana stands for &#8212;<\/strong><br>(a) Prime Minister Street Vendor\u2019s AtmaNirbhar Nidhi<br>(b) Prime Minister Station Vendor\u2019s AtmaNirbhar Nidhi<br>(c) PrimeMinisterSupermarketVendor\u2019sAtmaNirbharNidhi<br>(d) None of the above<br><strong>Answer (a)<br>Related facts<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Prime Minister Street Vendor\u2019s AtmaNirbhar Nidhi (PM-svaNidhi) yojana is a Special Micro-Credit Facility for Street Vendors.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Implementation Agency<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>An agreement has been signed between MoHUA andSIDBI,today(19 JUN 2020), in order to engage SIDBI as the Implementation Agency for PM Street Vendor\u2019s AtmaNirbhar Nidhi.<\/li><li>As per the agreement, SIDBI will implement the PM SVANidhi Scheme under the guidance of MoHUA.<\/li><li>It will also manage the credit guarantee to the lending institutions through Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE).<\/li><li>It will develop and maintain a customized and integrated IT Platform providing end-to-end solutions, including documentation of all the processes and workflows for an end-to-end solution, through a Portal and a Mobile App.<\/li><li>It will leverage the network of lending Institutions like Scheduled Commercials Banks (SCBs), Non-Bank Finance Companies (NBFCs), Micro Finance Institutions (MFIs), Co-operative Banks, Small Finance Banks (SFBs), Regional Rural Banks (RRBs), etc. for the Scheme implementation.<\/li><li>With a view to ensure effective implementation, SIDBI shall also provide a Project Management Unit (PMU), comprising of domain experts in training\/ capacity building, project and platform management, Information Education and Communication (IEC), banking, NBFC and MFI sectors etc.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>PM SVANidhi<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Launching date &#8211; June 01, 2020.<\/li><li>Working capital &#8211; Vendors can avail a working capital loan of up to Rs. 10,000, which is repayable in monthly instalments in the tenure of one year.<\/li><li>Interest subsidy &#8211; On timely\/ early repayment of the loan, an interest subsidy @ 7% per annum will be credited to the bank accounts of beneficiaries through DBT on quarterly basis.<\/li><li>Cash back incentives &#8211; The scheme promotes digital transactions through cash back incentives up to an amount of Rs. 100 per month.<\/li><li>First phase &#8211; 108 cities have been selected, in consultation with States\/Uts, for saturation by September 2020.<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><strong>By &#8211; Pankaj Pandey<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Link :<\/strong><br><a href=\"https:\/\/pib.gov.in\/PressReleasePage.aspx?PRID=1632543\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/pib.gov.in\/PressReleasePage.aspx?PRID=1632543<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Question : PM-svaNidhi yojana stands for &#8212;(a) Prime Minister Street Vendor\u2019s AtmaNirbhar Nidhi(b) Prime Minister Station Vendor\u2019s AtmaNirbhar Nidhi(c) PrimeMinisterSupermarketVendor\u2019sAtmaNirbharNidhi(d) None of the aboveAnswer (a)Related facts Prime Minister Street Vendor\u2019s AtmaNirbhar Nidhi (PM-svaNidhi) yojana is a Special Micro-Credit Facility for Street Vendors. Implementation Agency An agreement has been signed between MoHUA andSIDBI,today(19 JUN 2020), in [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":96582,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1143],"tags":[2486],"class_list":["post-96581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pp","tag-planning-and-project"],"_links":{"self":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/96581","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/comments?post=96581"}],"version-history":[{"count":0,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/96581\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/media\/96582"}],"wp:attachment":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/media?parent=96581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/categories?post=96581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/tags?post=96581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}