{"id":4330,"date":"2015-09-03T11:45:28","date_gmt":"2015-09-03T11:45:28","guid":{"rendered":"https:\/\/www.edristi.in\/?p=4330"},"modified":"2015-09-03T11:45:28","modified_gmt":"2015-09-03T11:45:28","slug":"rbi-releases-list-of-domestic-systemically-important-banks-d-sibs","status":"publish","type":"post","link":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/rbi-releases-list-of-domestic-systemically-important-banks-d-sibs\/","title":{"rendered":"RBI releases list of Domestic Systemically Important Banks (D-SIBs)"},"content":{"rendered":"<p><strong>Ques: Recently, which of the two banks domestic systemically important banks (D-SIBs) have been declared by RBI?<\/strong><\/p>\n<p>a. SBI and Canara bank<br \/>\nb. SBI and ICICI bank<br \/>\nc. Punjab National bank and Bank of Baroda<br \/>\nd. SBI and Bandhan bank<\/p>\n<p><strong>Ans: b<\/strong><\/p>\n<p><strong>Related facts:<\/strong><\/p>\n<ul>\n<li>31 August, 2015, the Reserve Bank of India announced the designation of State Bank of India and ICICI Bank Ltd. as Domestic Systemically Important Banks (D-SIBs).<\/li>\n<li>This means that these banks in the nation&#8217;s banking system play such a significant role that the losses of these banks should be prevented in any situation.<\/li>\n<li>It is important to know that the Reserve Bank had issued the\u00a0Framework for dealing with Domestic Systemically Important Banks (D-SIBs) on July 22, 2014.<\/li>\n<li>The D-SIB Framework requires the Reserve Bank to disclose the names of banks designated as D-SIBs every year in August starting from August 2015.<\/li>\n<li>The D-SIB Framework specifies a two-step process of identification of D-SIBs. In the first step, the sample of banks to be assessed for systemic importance has to be decided.<\/li>\n<li>The additional Common Equity Tier-1 (CET1) requirements applicable to D-SIBs will be applicable from April 1, 2016 in a phased manner and would become fully effective from April 1, 2019.<\/li>\n<li>The additional CET1 requirement will be in addition to the capital conservation buffer.<\/li>\n<li>RBI also said that in case a foreign bank having branch presence in India is a Global Systemically Important Bank (G-SIB), it has to maintain additional CET1 capital surcharge in India as applicable to it as a G-SIB, proportionate to its risk weighted assets (RWAs) in India.<\/li>\n<\/ul>\n<p><strong>Reference:<\/strong><\/p>\n<p><a href=\"https:\/\/www.rbi.org.in\/hindi\/Scripts\/PressReleases.aspx?ID=26657\">https:\/\/www.rbi.org.in\/hindi\/Scripts\/PressReleases.aspx?ID=26657<\/a><\/p>\n<p><a href=\"http:\/\/www.thehindu.com\/business\/rbi-declares-sbi-icici-bank-systemically-important-banks\/article7600492.ece\">http:\/\/www.thehindu.com\/business\/rbi-declares-sbi-icici-bank-systemically-important-banks\/article7600492.ece<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ques: Recently, which of the two banks domestic systemically important banks (D-SIBs) have been declared by RBI? a. SBI and Canara bank b. SBI and ICICI bank c. Punjab National bank and Bank of Baroda d. SBI and Bandhan bank Ans: b Related facts: 31 August, 2015, the Reserve Bank of India announced the designation [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4326,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1089],"tags":[],"class_list":["post-4330","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-enew"],"_links":{"self":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/4330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/comments?post=4330"}],"version-history":[{"count":0,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/4330\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/media\/4326"}],"wp:attachment":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/media?parent=4330"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/categories?post=4330"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/tags?post=4330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}