{"id":129654,"date":"2022-01-14T07:58:49","date_gmt":"2022-01-14T07:58:49","guid":{"rendered":"https:\/\/www.edristi.in\/?p=129654"},"modified":"2022-01-14T07:58:52","modified_gmt":"2022-01-14T07:58:52","slug":"systemically-important-banks","status":"publish","type":"post","link":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/systemically-important-banks\/","title":{"rendered":"Systemically Important Banks"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Question: Consider the following statements :-<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Economically important banks are those whose total assets are more than 2% of the national gross domestic product (GDP).<\/strong><\/li><li><strong>SBI, ICICI and HDFC Bank will continue to be identified as domestic systemically important banks.<br>Which of the above statements is\/are correct?<\/strong><br>(a) 1 only<br>(b) 2 only<br>(c) 1 and 2<br>(d) neither 1 nor 2<br><strong>Answer\u2014(c)<br>Related facts\u2014<\/strong><\/li><\/ol>\n\n\n\n<ul class=\"wp-block-list\"><li>RBI on January 2022 said state-owned SBI, along with ICICI Bank and HDFC Bank continue to be Domestic Systemically Important Banks (D-SIBs) or institutions which are &#8216;too big to fail&#8217;.<\/li><li>SIBs are perceived as banks that are &#8216;too big to fail (TBTF)&#8217;.<\/li><li>This perception of TBTF creates an expectation of government support for these banks in times of distress. Due to this perception, these lenders enjoy certain advantages in the funding markets.<\/li><li>It is notable that framework for dealing with D-SIBs was issued in July 2014.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Link:<\/strong><br><a href=\"https:\/\/timesofindia.indiatimes.com\/business\/india-business\/sbi-icici-bank-hdfc-bank-continue-to-remain-systemically-important-banks-rbi\/articleshow\/88695426.cms\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/timesofindia.indiatimes.com\/business\/india-business\/sbi-icici-bank-hdfc-bank-continue-to-remain-systemically-important-banks-rbi\/articleshow\/88695426.cms<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Question: Consider the following statements :- Economically important banks are those whose total assets are more than 2% of the national gross domestic product (GDP). SBI, ICICI and HDFC Bank will continue to be identified as domestic systemically important banks.Which of the above statements is\/are correct?(a) 1 only(b) 2 only(c) 1 and 2(d) neither 1 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":129659,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1089],"tags":[2338],"class_list":["post-129654","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-enew","tag-economics"],"_links":{"self":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/129654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/comments?post=129654"}],"version-history":[{"count":1,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/129654\/revisions"}],"predecessor-version":[{"id":129660,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/129654\/revisions\/129660"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/media\/129659"}],"wp:attachment":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/media?parent=129654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/categories?post=129654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/tags?post=129654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}