{"id":109449,"date":"2021-02-27T06:36:53","date_gmt":"2021-02-27T06:36:53","guid":{"rendered":"https:\/\/www.edristi.in\/?p=109449"},"modified":"2021-02-27T06:36:54","modified_gmt":"2021-02-27T06:36:54","slug":"saral-suraksha-bima","status":"publish","type":"post","link":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/saral-suraksha-bima\/","title":{"rendered":"Saral Suraksha Bima"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Question: Saral Suraksha Bima is a personal accident cover which has been launched recently. It is launched by which agency?<br><\/strong>a) RBI<br>b) IRDAI<br>c) SBI<br>d) None of the above<br><strong>Ans: b)<br>Context<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The Insurance Regulatory and Development Authority (IRDAI) has launched a standard personal accident cover called Saral Suraksha Bima.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Facts<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>This accident cover will be mandatorily offered by the general and health insurers from April 1, 2021.<\/li><li>It will have a maximum sum assured of Rs 1 crore and minimum Rs 2.5 lakh.<\/li><li>Beyond this specified range, insurers can also offer the sum assured on their own. For such sum assured, same name for product can be given if all terms and conditions are same.<\/li><li>The product will have a basic cover under which the entire sum assured will be paid by the insurance company on the death of the insured person due to an injury sustained in an accident, provided the death occurs within 12 months from the date of the accident.<\/li><li>In the case of permanent total disablement, a similar benefit will be paid by the insurance firm. For partial disablement, depending on the severity, a benefit equal to the sum assured of up to 50 per cent will be paid.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">IRDAI<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The Insurance Regulatory and Development Authority of India (IRDAI) is an autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India.<\/li><li>It was constituted by the Insurance Regulatory and Development Authority Act, 1999, an Act of Parliament passed by the Government of India.<\/li><li>The agency&#8217;s headquarters are in Hyderabad, Telangana where it moved from Delhi in 2001.<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><strong>By kameshwar shukla<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Reference:<\/strong> <a href=\"https:\/\/www.business-standard.com\/article\/economy-policy\/irdai-launches-standard-personal-accident-cover-maximum-rs-1-cr-assured-121022600055_1.html#:~:text=The%20insurance%20regulator%20has%20come,and%20minimum%20Rs%202.5%20lakh.\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.business-standard.com\/article\/economy-policy\/irdai-launches-standard-personal-accident-cover-maximum-rs-1-cr-assured-121022600055_1.html#:~:text=The%20insurance%20regulator%20has%20come,and%20minimum%20Rs%202.5%20lakh.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Question: Saral Suraksha Bima is a personal accident cover which has been launched recently. It is launched by which agency?a) RBIb) IRDAIc) SBId) None of the aboveAns: b)Context The Insurance Regulatory and Development Authority (IRDAI) has launched a standard personal accident cover called Saral Suraksha Bima. Facts This accident cover will be mandatorily offered by [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":109450,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1089],"tags":[2338],"class_list":["post-109449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-enew","tag-economics"],"_links":{"self":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/109449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/comments?post=109449"}],"version-history":[{"count":1,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/109449\/revisions"}],"predecessor-version":[{"id":109451,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/posts\/109449\/revisions\/109451"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/media\/109450"}],"wp:attachment":[{"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/media?parent=109449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/categories?post=109449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.edristi.in\/hi\/%e0%a4%b9%e0%a5%8b%e0%a4%ae\/wp-json\/wp\/v2\/tags?post=109449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}